For many families, the rising cost of long-term care is one of the biggest financial threats they face in retirement. Nursing home care in Washington State can cost upwards of $100,000 per year—and most private insurance policies don’t cover it. That’s where Medicaid can be a vital lifeline.

But here’s the challenge: qualifying for Medicaid doesn’t happen automatically. And without careful planning, families are often forced to spend down their assets, sell property, or drain retirement accounts just to meet eligibility requirements.

The good news? With proactive legal guidance, you can qualify for Medicaid without losing everything you’ve worked a lifetime to build. The tools you can use to help are actually written in the law, but only help if you know about them.