Financial Preparedness Starts with Estate Planning: Are You Truly Ready?
Financial Preparedness Starts with Estate Planning: Are You Truly Ready?
Many people believe they are financially prepared because they pay their bills, contribute to retirement accounts, and maintain insurance. But financial preparedness isn’t complete unless you’ve planned for the moments when you may no longer be able to manage those responsibilities yourself.
Estate planning is what turns financial habits into financial protection.
National Financial Wellness Month: How Estate Planning Strengthens Your Financial Foundation
January is National Financial Wellness Month, a time when many people resolve to save more, spend wisely, and plan for the future. Budgets are reviewed. Retirement accounts are checked. Financial goals are set.
But financial wellness isn’t just about what you earn or save. It’s about whether your financial life is protected when life takes an unexpected turn.
7 Financial and Legal Resolutions for the New Year
7 Financial and Legal Resolutions for the New Year
As the year comes to a close, many families reflect on their health and finances. But one area that often gets overlooked in the New Year’s resolution list is estate planning. A few simple resolutions can protect your loved ones, minimize taxes, and give you peace of mind for the year ahead.
Updating Beneficiary Designations: The Overlooked Step That Can Disrupt Your Estate Plan
When families think about estate planning, they usually picture wills and trusts. But one of the most common mistakes we see isn’t about those documents at all—it’s about beneficiary designations.
Beneficiaries are named on accounts like life insurance policies, retirement plans, and payable-on-death bank accounts. These designations determine where the money goes when you pass away. The problem? Beneficiary designations override your will or trust.
